RBA bans debit and credit card surcharging from 1 Oct 2026
Written by AI from 8 reports listed below. Not checked by a person before publication. How we use AI
The Reserve Bank of Australia has prohibited surcharging on debit and credit‑card payments effective 1 October 2026, while the loyalty industry is expected to shift toward acquisition‑based point earning and increased bonus offers.
Surcharge ban
The Reserve Bank of Australia banned debit‑ and credit‑card surcharging from 1 October 2026.
Loyalty market shift
The loyalty world will partially rebalance away from spend‑based point earning towards acquisition‑based earning, and companies across multiple industries will increasingly offer bonus points to attract new or unhappy customers.
Many financial planners and retirement funds allow users to input basic details to see average customer accumulation and recommended accumulation for retirement, and competition for points will reach near‑Olympian levels through lifetime point accumulation.
Analysed 8 reports from 8 publishers
Used in this story
- begadistrictnews.com.au
- nvi.com.au
- armidaleexpress.com.au
- portnews.com.au
- tenterfieldstar.com.au
- inverelltimes.com.au
- northweststar.com.au
- brisbanetimes.com.au
Also reported by
- perthnow.com.au
- smh.com.au
- crookwellgazette.com.au
- bluemountainsgazette.com.au
- naroomanewsonline.com.au
- blayneychronicle.com.au
- theage.com.au
- bunburymail.com.au
- portstephensexaminer.com.au
- macleayargus.com.au
- oberonreview.com.au
- muswellbrookchronicle.com.au
- areanews.com.au
- centralwesterndaily.com.au
- yasstribune.com.au
- slashgear.com
- theleader.com.au
- hardenexpress.com.au
- southernhighlandnews.com.au
- juneesoutherncross.com.au
- mudgeeguardian.com.au