United Club Card offers lounge access, guest privileges and travel protections
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United Airlines’ United Club Card carries a $695 annual fee and includes complimentary United Club lounge membership, which otherwise costs at least $750 per year.
Cardholders receive unlimited access to more than 45 United Club lounges worldwide when flying United or a partner airline, can bring one adult guest and dependent children under 18, and receive built‑in travel protections such as trip delay reimbursement, trip cancellation coverage, baggage delay insurance and primary rental car coverage; they also earn United MileagePlus miles on United purchases and benefit from United not passing fuel surcharges on partner award bookings.